Rosebud offers tailor-made finance packages and business loans for ambitious companies across Lancashire who are looking to grow and scale.
Borrow from £25k with interest rates up to 14%, for up to five years (T&Cs apply*).
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Our tailored business support offers:
A dedicated Rosebud account manager: You’ll get ongoing hands-on support from a designated Rosebud account manager.
Tailored guidance for future growth: As well as helping to fund your early-stage venture, Rosebud offers guidance tailored to meet your specific business needs and growth ambitions.
Access to wider business and finance programmes: Rosebud can connect you to complimentary services such as fhunded, Northern Powerhouse Investment Fund II, and Boost; Lancashire’s Business Growth Hub.
Supporting you on your investment journey: Rosebud can co-invest with other funds, can help you get investor ready, introduce you to potential funders, and much more, as your business develops.
Business loan application process:
1. Enquire
2. Apply
3. Assess
(including credit checks)
4. Decision
5. Funds Received
6. Post Investment Management
Business loan FAQs
To be eligible for a Rosebud loan, you must currently be trading as a limited company and be located, or planning to locate, to one (or more) of the 12 Lancashire County Council Local Authority Areas: Burnley; Chorley; Fylde; Hyndburn; Lancaster; Pendle; Preston; Ribble Valley; Rossendale; South Ribble; West Lancashire and Wyre.
Loans can be used for capital and revenue expenditure. Specific exclusions include:
• Purchasing a building and land
• Purchasing vehicles
• Repaying other debt
• Rescuing companies
• Rates up to 14%
• 3% arrangement fee
• Loan term up to 5yrs
• For full Terms and Conditions see below
Please contact us initially and a team member will be in touch to discuss the application process.
Yes. In fact, in the last four years, over 60% of all lending was to returning clients. (T&Cs).
*Rosebud will require disclosure of the applicant and business credit history Rosebud is not eligible for any government backed loan guarantee schemes therefore personal guarantees and additional security may be required.
Yes, Rosebud is happy to work with other funders. Speak to our team to discuss your needs.
*Terms and Conditions
- Businesses must be trading as a limited company.
- Applicants must be located, or planning to locate, to one (or more) of the 12 Lancashire County Council Local Authority Areas.
- Typical loans values are between £25,000 and £100,000.
- Interest will be charged on all loans up to 14%, with a loan arrangement fee of 3%.
- Typical loan durations are between three and five years.
- You may incur an early repayment charge for early repayment.
- During the application process. Rosebud will require disclosure of the applicant and business credit history. You will be required to disclose bad credit history, but that will not necessarily stop you from getting funding.
- We are not eligible for any government-backed loan schemes.
- Personal guarantees and additional security may be required in order for us to provide you with a loan. We will inform you where this is the case.
- We do not provide loans to consumers.
- Full details of how we process your personal data, who we share personal data with and your rights with respect of your personal data can be found on our Privacy Policy.
- Loans can be used for capital and revenue expenditure. Specific exclusions include: Purchasing a building and land; purchasing vehicles; repaying other debt or rescuing companies.
- For information on how you may access, use and treat information contained on our website, please visit our Website Terms of Use.